{"id":237,"date":"2023-04-30T10:11:26","date_gmt":"2023-04-30T10:11:26","guid":{"rendered":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/?page_id=237"},"modified":"2023-04-30T10:12:31","modified_gmt":"2023-04-30T10:12:31","slug":"nasil-emekli-olurum","status":"publish","type":"page","link":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/nasil-emekli-olurum\/","title":{"rendered":"Nas\u0131l Emekli Olurum?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"237\" class=\"elementor elementor-237\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7ab09adc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7ab09adc\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6ef81d73\" data-id=\"6ef81d73\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-268dd9b3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"268dd9b3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5dd1da54\" data-id=\"5dd1da54\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-450b3199 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"450b3199\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.12.2 - 23-04-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h4 class=\"elementor-heading-title elementor-size-default\">Nas\u0131l Emekli Olurum?<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-afe69be elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"afe69be\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-37e317f\" data-id=\"37e317f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5ba24f9 elementor-widget elementor-widget-template\" data-id=\"5ba24f9\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"213\" class=\"elementor elementor-213\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-797c02b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"797c02b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0b32b33\" data-id=\"0b32b33\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69093b9 bdt-submenu-type-inner elementor-widget elementor-widget-bdt-vertical-menu\" data-id=\"69093b9\" data-element_type=\"widget\" data-widget_type=\"bdt-vertical-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"bdt-vertical-menu\" data-settings=\"{&quot;id&quot;:&quot;bdt-metismenu-69093b9&quot;,&quot;removeParentLink&quot;:&quot;no&quot;}\">\n\n\t\t\t\t\t\t\t\n\t\t<nav class=\"sidebar-nav\">\n\t\t\t<ul id=\"bdt-metismenu-69093b9\" class=\"metismenu\"><li class=\"bdt-menu-item\"><a href=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/bireysel-emeklilik\/\" class=\"\">Bireysel Emeklilik<\/a><\/li><li class=\"bdt-menu-item\"><a href=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/devlet-katkisi\/\" class=\"\">Devlet Katk\u0131s\u0131<\/a><\/li><li class=\"bdt-menu-item\"><a href=\"#\"  class=\"has-arrow\">Bireysel Emeklilik Planlar\u0131<\/a><ul><li class=\"bdt-menu-item\"><a href=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/gelecek-net-bes-plan\/\" class=\"\">Gelecek Net BES Plan<\/a><\/li><li class=\"bdt-menu-item\"><a href=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/vatandaslik-bes-plani\/\" class=\"\">Vatanda\u015fl\u0131k BES Plan\u0131<\/a><\/li><li class=\"bdt-menu-item\"><a href=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/dovizli-bes\/\" class=\"\">D\u00f6vizli Bes<\/a><\/li><li class=\"bdt-menu-item\"><a href=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/besy-bireysel-emeklilik-plani\/\" class=\"\">BESy Bireysel Emeklilik Plan\u0131<\/a><\/li><li class=\"bdt-menu-item\"><a href=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/\" class=\"\">1009 Bireysel Emeklilik Plan\u0131<\/a><\/li><li class=\"bdt-menu-item\"><a href=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/2040-1-bireysel-emeklilik-plani\/\" class=\"\">2040-1 Bireysel Emeklilik Plan\u0131<\/a><\/li><li class=\"bdt-menu-item\"><a href=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/2040-2-bireysel-emeklilik-plani\/\" class=\"\">2040-2 Bireysel Emeklilik Plan\u0131<\/a><\/li><li class=\"bdt-menu-item\"><a href=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/2040-3-bireysel-emeklilik-plani\/\" class=\"\">2040-3 Bireysel Emeklilik Plan\u0131<\/a><\/li><\/ul><\/li><li class=\"bdt-menu-item\"><a href=\"#\"  class=\"has-arrow\">Kurumsal Emeklilik Planlar\u0131m\u0131z<\/a><ul><li class=\"bdt-menu-item\"><a href=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/isveren-grup-emeklilik-plani\/\" class=\"\">\u0130\u015fveren Grup Emeklilik Plan\u0131<\/a><\/li><li class=\"bdt-menu-item\"><a href=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/gruba-bagli-bes-plani\/\" class=\"\">Gruba Ba\u011fl\u0131 BES Plan\u0131<\/a><\/li><\/ul><\/li><li class=\"bdt-menu-item\"><a href=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/nasil-emekli-olurum\/\" class=\"\">Nas\u0131l Emekli Olurum?<\/a><\/li><li class=\"bdt-menu-item\"><a href=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/ne-zaman-emekli-olurum\/\" class=\"\">Ne Zaman Emekli Olurum?<\/a><\/li><\/ul>\t\t<\/nav>\n\n\t\t\t\n\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a060632\" data-id=\"a060632\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-915b49a elementor-widget elementor-widget-text-editor\" data-id=\"915b49a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.12.2 - 23-04-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Bireysel Emeklilik Sistemine (BES) kat\u0131ld\u0131\u011f\u0131n tarih itibar\u0131yla sistemde 10 y\u0131l\u0131nla birlikte 56 ya\u015f\u0131n\u0131 da tamamlam\u0131\u015f isen emeklilik hakk\u0131n\u0131 kazand\u0131n demektir.<\/p><p>Bir veya birden fazla s\u00f6zle\u015fmeni dilersen ayn\u0131 \u015firkette, dilersen her birini farkl\u0131 \u015firketlerde ba\u015flatabilirsin. Emeklilik d\u00f6nemin geldi\u011fi zaman diledi\u011fin s\u00f6zle\u015fme \u00fczerinden emekli olabilirsin. Ayn\u0131 veya farkl\u0131 \u015firketlerde var olan s\u00f6zle\u015fmelerine ili\u015fkin hesaplar\u0131 emekli olurken birle\u015ftirme zorunlulu\u011fun bulunmamaktad\u0131r. Bununla birlikte, hesap birle\u015ftirme hakk\u0131n\u0131 kullanmak istedi\u011finde, bu hakk\u0131n\u0131 yaln\u0131zca emeklilik hakk\u0131n\u0131 kullan\u0131rken talep etmen durumunda kullanabilirsin. Otomatik Kat\u0131l\u0131m Sistemi kapsam\u0131nda a\u00e7\u0131lan hesaplar ise bu birle\u015ftirmeye dahil olmayacakt\u0131r.<\/p><p>Emeklilik hakk\u0131 kazand\u0131ktan sonra birikimini nas\u0131l almak istedi\u011fine karar verebilirsin. \u0130ster toplu para ister ayl\u0131k maa\u015f olarak ya da bir k\u0131sm\u0131n\u0131 toplu, kalan tutar\u0131n\u0131 ayl\u0131k maa\u015f olarak almak isteyebilirsin. Bu se\u00e7im tamemen senin iste\u011fine ba\u011fl\u0131.<\/p><p>Birikimini maa\u015f olarak almak istedi\u011fin takdirde BES i\u00e7erisinde Emeklilik Gelir Plan\u0131na ge\u00e7ebilir veya birikimlerini Y\u0131ll\u0131k Gelir Sigortas\u0131na aktararak \u00f6m\u00fcr boyu ya da belirli s\u00fcreler i\u00e7in d\u00fczenli emekli maa\u015f\u0131 almay\u0131 tercih edebilirsin.<\/p><p>Bireysel Emeklilik Sistemine (BES) diledi\u011fin ya\u015fta giri\u015f yapabilirsin. 18 ya\u015f\u0131ndan k\u00fc\u00e7\u00fckler i\u00e7in BES plan\u0131m\u0131za ba\u015fvuru yaparak, ya\u015fam\u0131na de\u011fer katan \u00e7ocuk ve gen\u00e7lere, kanuni temsilcisinin onay\u0131 ile Biresel Emeklilik s\u00f6zle\u015fmesi ba\u015flatabilirsin.<\/p><p><a class=\"fiba-cta\" href=\"https:\/\/www.geleceknet.com.tr\/hemen-basvur\" target=\"_blank\" rel=\"nofollow noopener\"><span class=\"fiba-cta__text\">Hemen Ba\u015fvur<\/span><\/a><\/p><h2>Emeklilik Gelir Plan\u0131<\/h2><p>D\u00fczenli gelir \u00f6demesi sa\u011flayan bu sistemde emekli olduktan sonra maa\u015f\u0131na sen y\u00f6n verirsin. Ayl\u0131k ya da \u00fc\u00e7er ayl\u0131k d\u00f6nemlerde veyahut maa\u015f\u0131n\u0131 enflasyona endeksleyerek ara \u00f6demeler halinde gelir \u00f6demesi \u00a0talep edebilirsin.<\/p><h3>Emeklilik Gelir Plan\u0131 Geri \u00d6deme Se\u00e7enekleri<\/h3><p>Emeklilik Gelir Plan\u0131\u2019nda; Belirlenmi\u015f S\u00fcre, Belirlenmi\u015f Maa\u015f ve Beklenen \u00d6m\u00fcr olmak \u00fczere \u00fc\u00e7 ayr\u0131 geri \u00f6deme se\u00e7ene\u011fi vard\u0131r.<\/p><h4>Belirlenmi\u015f S\u00fcre:<\/h4><ul><li>Birikimlerini, emeklilik maa\u015f\u0131 olarak alaca\u011f\u0131n s\u00fcreyi sen belirlersin.<\/li><li>Ald\u0131\u011f\u0131n \u00f6deme tutarlar\u0131, y\u0131llar itibari ile fon getirilerine g\u00f6re de\u011fi\u015fkenlik g\u00f6sterebilir.<\/li><li>Belirledi\u011fin s\u00fcre veya \u00f6deme periyodunu de\u011fi\u015ftirmen durumunda ise y\u0131ll\u0131k maa\u015f \u00f6deme tutar\u0131 tekrar hesaplan\u0131r.<\/li><li>Geri \u00f6deme se\u00e7ene\u011finde, maa\u015f tutar\u0131 \u00fczerinden art\u0131\u015f ya da azal\u0131\u015f talep edebilirsin.<\/li><\/ul><h4>Belirlenmi\u015f Maa\u015f:<\/h4><ul><li>Almak istedi\u011fin emeklilik maa\u015f tutar\u0131n\u0131 kendin belirlersin.<\/li><li>Birikimini geri ald\u0131\u011f\u0131n s\u00fcre ise emeklilik fonlar\u0131n\u0131n getirilerine g\u00f6re de\u011fi\u015fkenlik g\u00f6sterebilir.<\/li><li>\u00d6deme tutar\u0131, s\u00f6zle\u015fme y\u0131l d\u00f6n\u00fcmlerinde, s\u00f6zle\u015fmende belirlemi\u015f oldu\u011fun art\u0131\u015f endeksine g\u00f6re yeniden belirlenir.<\/li><li>A\u015fa\u011f\u0131daki se\u00e7eneklerden birini se\u00e7ebilir veya \u00f6deme tutar\u0131 \u00fczerinden art\u0131\u015f yap\u0131lmamas\u0131n\u0131 tercih edebilirsin.<\/li><\/ul><h4>Beklenen \u00d6m\u00fcr:<\/h4><ul><li>S\u00f6zle\u015fme ba\u015flang\u0131\u00e7 an\u0131nda, ya\u015f\u0131n ve cinsiyetin esas al\u0131narak kullan\u0131lacak parametreler do\u011frultusunda beklenen \u00f6m\u00fcr s\u00fcresi bulunur.<\/li><li>Beklenen \u00f6mre ve \u00f6deme periyoduna uygun maa\u015f \u00f6deme tutarlar\u0131 belirlenir.<\/li><li>S\u00f6zle\u015fme y\u0131l d\u00f6n\u00fcmlerinde fon getirilerine, ya\u015f\u0131na ve cinsiyetine g\u00f6re tespit edilen beklenen \u00f6m\u00fcr esas al\u0131narak \u00f6deme ve ara \u00f6deme tekrar hesaplan\u0131r.<\/li><li>Beklenen \u00f6m\u00fcr geri \u00f6deme se\u00e7ene\u011finde maa\u015f tutar\u0131 \u00fczerinden art\u0131\u015f ya da azal\u0131\u015f talep edilebilir.<\/li><\/ul><h3>Ara \u00d6deme Tutar\u0131 Nedir?<\/h3><p>Maa\u015f \u00f6demeleri d\u0131\u015f\u0131nda da bir \u00f6deme talep edebilirsin. Buna ara \u00f6deme denir. Ara \u00f6demeyi belirleyece\u011fin bir s\u00fcre boyunca ya da s\u00f6zle\u015fme s\u00fcresince talep etme hakk\u0131na sahipsin. Karar vermen yeterli!<\/p><h3>\u00d6deme D\u00f6nemi ve \u00d6deme Arac\u0131 Bilgileri<\/h3><ul><li>Ayl\u0131k, 3 ayl\u0131k, 6 ayl\u0131k veya y\u0131ll\u0131k olmak \u00fczere maa\u015f alaca\u011f\u0131n d\u00f6nemi sen belirlersin.<\/li><li>Ara \u00f6deme istedi\u011fin takdirde bu \u00f6demelerin y\u0131lda bir, iki, \u00fc\u00e7, d\u00f6rt veya alt\u0131 kez yap\u0131labilece\u011fini bilmelisin.<\/li><li>\u00d6demeler, bildirdi\u011fin banka hesab\u0131na yap\u0131l\u0131r.<\/li><li>T\u00fcm \u00f6demeler, TL olarak i\u015f g\u00fcnleri i\u00e7erisinde yap\u0131lmaktad\u0131r.<\/li><\/ul><h3>Haklar\u0131n Kullan\u0131m\u0131<\/h3><ul><li>Birikimlerin i\u00e7in y\u0131lda 12 kere Fon Da\u011f\u0131l\u0131m\u0131n\u0131, 4 kere de Emeklilik Gelir Plan\u0131n\u0131 de\u011fi\u015ftirme hakk\u0131n var.<\/li><li>Belirlenen maa\u015f \u00f6demesi ile ara \u00f6deme d\u00f6nemlerini ve bu iki \u00f6demenin tutarlar\u0131n\u0131n de\u011fi\u015fikli\u011fini y\u0131lda en fazla 2 kez yapabilirsin.<\/li><li>\u00d6deme tarihinde her de\u011fi\u015fiklik talebinde de\u011fi\u015fiklik hakk\u0131n\u0131 bir kez kullanm\u0131\u015f olursun.<\/li><li>\u00d6deme g\u00fcn ve \u00f6deme arac\u0131 de\u011fi\u015fikli\u011fi yap\u0131ld\u0131\u011f\u0131nda ise \u00f6deme de\u011fi\u015fikli\u011fi kullan\u0131lm\u0131\u015f say\u0131lmayaca\u011f\u0131 i\u00e7in hak kayb\u0131 olmaz.<\/li><li>Birikimlerini diledi\u011fin zaman geri alabilirsin.<\/li><li>Emeklilik s\u00f6zle\u015fmenin y\u00fcr\u00fcrl\u00fck tarihinden en az 2 y\u0131l ge\u00e7mesi halinde birikimlerini ba\u015fka bir emeklilik \u015firketine aktarabilirsin. Tekrar eski \u015firkete aktar\u0131m yapmak i\u00e7in s\u00f6zle\u015fmenin bulundu\u011fu \u015firkette en az 1 y\u0131l kalman gerekti\u011fini bilmelisin.<\/li><li>Vefat halinde, o g\u00fcne kadar kazan\u0131lan toplam birikim, getiri \u00fczerinden %5 kesinti yap\u0131larak lehtarlara \u00f6denir.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Bireysel Emeklilik Sistemine (BES) kat\u0131ld\u0131\u011f\u0131n tarih itibar\u0131yla sistemde 10 y\u0131l\u0131nla birlikte 56 ya\u015f\u0131n\u0131 da tamamlam\u0131\u015f isen emeklilik hakk\u0131n\u0131 kazand\u0131n demektir. Bir veya birden fazla s\u00f6zle\u015fmeni dilersen ayn\u0131 \u015firkette, dilersen her birini farkl\u0131 \u015firketlerde ba\u015flatabilirsin. Emeklilik d\u00f6nemin geldi\u011fi zaman diledi\u011fin s\u00f6zle\u015fme \u00fczerinden emekli olabilirsin. Ayn\u0131 veya farkl\u0131 \u015firketlerde var olan s\u00f6zle\u015fmelerine ili\u015fkin hesaplar\u0131 emekli olurken birle\u015ftirme &#8230; <a title=\"Nas\u0131l Emekli Olurum?\" class=\"read-more\" href=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/nasil-emekli-olurum\/\" aria-label=\"More on Nas\u0131l Emekli Olurum?\">Devam\u0131n\u0131 oku&#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-237","page","type-page","status-publish"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Nas\u0131l Emekli Olurum? - \u00c7SM Sigorta<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/nasil-emekli-olurum\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nas\u0131l Emekli Olurum? - \u00c7SM Sigorta\" \/>\n<meta property=\"og:description\" content=\"Bireysel Emeklilik Sistemine (BES) kat\u0131ld\u0131\u011f\u0131n tarih itibar\u0131yla sistemde 10 y\u0131l\u0131nla birlikte 56 ya\u015f\u0131n\u0131 da tamamlam\u0131\u015f isen emeklilik hakk\u0131n\u0131 kazand\u0131n demektir. Bir veya birden fazla s\u00f6zle\u015fmeni dilersen ayn\u0131 \u015firkette, dilersen her birini farkl\u0131 \u015firketlerde ba\u015flatabilirsin. Emeklilik d\u00f6nemin geldi\u011fi zaman diledi\u011fin s\u00f6zle\u015fme \u00fczerinden emekli olabilirsin. Ayn\u0131 veya farkl\u0131 \u015firketlerde var olan s\u00f6zle\u015fmelerine ili\u015fkin hesaplar\u0131 emekli olurken birle\u015ftirme ... Devam\u0131n\u0131 oku...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/nasil-emekli-olurum\/\" \/>\n<meta property=\"og:site_name\" content=\"\u00c7SM Sigorta\" \/>\n<meta property=\"article:modified_time\" content=\"2023-04-30T10:12:31+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Tahmini okuma s\u00fcresi\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 dakika\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/nasil-emekli-olurum\/\",\"url\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/nasil-emekli-olurum\/\",\"name\":\"Nas\u0131l Emekli Olurum? - \u00c7SM Sigorta\",\"isPartOf\":{\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#website\"},\"datePublished\":\"2023-04-30T10:11:26+00:00\",\"dateModified\":\"2023-04-30T10:12:31+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/nasil-emekli-olurum\/#breadcrumb\"},\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/nasil-emekli-olurum\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/nasil-emekli-olurum\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Anasayfa\",\"item\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Nas\u0131l Emekli Olurum?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#website\",\"url\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/\",\"name\":\"\u00c7SM Sigorta\",\"description\":\"Bireysel Emeklilik\",\"publisher\":{\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"tr\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#organization\",\"name\":\"\u00c7SM Sigorta\",\"url\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"tr\",\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-content\/uploads\/2023\/05\/csm-logo.png\",\"contentUrl\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-content\/uploads\/2023\/05\/csm-logo.png\",\"width\":607,\"height\":316,\"caption\":\"\u00c7SM Sigorta\"},\"image\":{\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Nas\u0131l Emekli Olurum? - \u00c7SM Sigorta","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/nasil-emekli-olurum\/","og_locale":"tr_TR","og_type":"article","og_title":"Nas\u0131l Emekli Olurum? - \u00c7SM Sigorta","og_description":"Bireysel Emeklilik Sistemine (BES) kat\u0131ld\u0131\u011f\u0131n tarih itibar\u0131yla sistemde 10 y\u0131l\u0131nla birlikte 56 ya\u015f\u0131n\u0131 da tamamlam\u0131\u015f isen emeklilik hakk\u0131n\u0131 kazand\u0131n demektir. Bir veya birden fazla s\u00f6zle\u015fmeni dilersen ayn\u0131 \u015firkette, dilersen her birini farkl\u0131 \u015firketlerde ba\u015flatabilirsin. Emeklilik d\u00f6nemin geldi\u011fi zaman diledi\u011fin s\u00f6zle\u015fme \u00fczerinden emekli olabilirsin. Ayn\u0131 veya farkl\u0131 \u015firketlerde var olan s\u00f6zle\u015fmelerine ili\u015fkin hesaplar\u0131 emekli olurken birle\u015ftirme ... Devam\u0131n\u0131 oku...","og_url":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/nasil-emekli-olurum\/","og_site_name":"\u00c7SM Sigorta","article_modified_time":"2023-04-30T10:12:31+00:00","twitter_card":"summary_large_image","twitter_misc":{"Tahmini okuma s\u00fcresi":"4 dakika"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/nasil-emekli-olurum\/","url":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/nasil-emekli-olurum\/","name":"Nas\u0131l Emekli Olurum? - \u00c7SM Sigorta","isPartOf":{"@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#website"},"datePublished":"2023-04-30T10:11:26+00:00","dateModified":"2023-04-30T10:12:31+00:00","breadcrumb":{"@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/nasil-emekli-olurum\/#breadcrumb"},"inLanguage":"tr","potentialAction":[{"@type":"ReadAction","target":["https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/nasil-emekli-olurum\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/nasil-emekli-olurum\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Anasayfa","item":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/"},{"@type":"ListItem","position":2,"name":"Nas\u0131l Emekli Olurum?"}]},{"@type":"WebSite","@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#website","url":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/","name":"\u00c7SM Sigorta","description":"Bireysel Emeklilik","publisher":{"@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"tr"},{"@type":"Organization","@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#organization","name":"\u00c7SM Sigorta","url":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/","logo":{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#\/schema\/logo\/image\/","url":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-content\/uploads\/2023\/05\/csm-logo.png","contentUrl":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-content\/uploads\/2023\/05\/csm-logo.png","width":607,"height":316,"caption":"\u00c7SM Sigorta"},"image":{"@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-json\/wp\/v2\/pages\/237","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-json\/wp\/v2\/comments?post=237"}],"version-history":[{"count":4,"href":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-json\/wp\/v2\/pages\/237\/revisions"}],"predecessor-version":[{"id":241,"href":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-json\/wp\/v2\/pages\/237\/revisions\/241"}],"wp:attachment":[{"href":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-json\/wp\/v2\/media?parent=237"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}