{"id":277,"date":"2023-04-30T11:55:20","date_gmt":"2023-04-30T11:55:20","guid":{"rendered":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/?p=277"},"modified":"2023-04-30T11:55:20","modified_gmt":"2023-04-30T11:55:20","slug":"1009-bireysel-emeklilik-plani","status":"publish","type":"post","link":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/","title":{"rendered":"1009 Bireysel Emeklilik Plan\u0131"},"content":{"rendered":"<p>Emeklilik d\u00f6nemini keyifli ge\u00e7irmek ve finansal a\u00e7\u0131dan kendini g\u00fcvende hissetmek, senin i\u00e7in de fazlas\u0131yla \u00f6nemli de\u011fil mi?<\/p>\n<p>O halde, 1009 BES Plan sayesinde ayl\u0131k olarak k\u00fc\u00e7\u00fck \u00f6demeler ile birikim yapabilir ve gelece\u011fini g\u00fcvence alt\u0131na almaya ba\u015flayabilirsin.<br \/>\nGiri\u015fte aidat \u00f6demeyece\u011fin bu plan ile sana sundu\u011fumuz hizmetleri \u015fimdi birlikte inceleyelim.<\/p>\n<h2>1009 Bireysel Emeklilik Plan\u0131 Avantajlar\u0131<\/h2>\n<p>1009 Bireysel Emeklilik Plan\u0131&#8217;nda yat\u0131rd\u0131\u011f\u0131n Katk\u0131 Pay\u0131n\u0131n %30&#8217;u oran\u0131nda ek gelir, devlet taraf\u0131ndan birikim hesab\u0131na yat\u0131r\u0131l\u0131r. \u00d6deme periyodunu da 1 ayl\u0131k, 3 ayl\u0131k, 6 ayl\u0131k ya da y\u0131ll\u0131k olmak \u00fczere planlayabilirsin. Bireysel Emeklili\u011finde y\u0131lda 4 kere plan de\u011fi\u015fikli\u011fi, 12 kere de fon de\u011fi\u015fikli\u011fi imkan\u0131n bulunur.<\/p>\n<p>Daha fazla bilgi almak istedi\u011finde<strong>\u00a0444 82 88<\/strong>\u00a0numaral\u0131 M\u00fc\u015fteri Hizmetleri sana yard\u0131mc\u0131 olmaktan mutluluk duyacakt\u0131r.<\/p>\n<h3>1009 Emeklilik Plan\u0131 Hakk\u0131nda Bilmen Gerekenler<\/h3>\n<ul>\n<li>Bu plan\u0131n ayl\u0131k asgari Katk\u0131 Pay\u0131 tutar\u0131 150 TL&#8217;dir. Ayda sadece 150 TL ile yapaca\u011f\u0131n k\u00fc\u00e7\u00fck \u00f6demeler ile gelece\u011fin i\u00e7in birikim yapmaya hemen ba\u015flayabilirsin.<\/li>\n<li>Bireysel Emeklilik Sistemi, T\u00fcrk Liras\u0131 cinsinden i\u015flemektedir ve birikimlerin, T\u00fcrk Liras\u0131 cinsinden de\u011ferlendirilir.<\/li>\n<\/ul>\n<h3>BES Giri\u015f Aidat\u0131<\/h3>\n<ul>\n<li>BES&#8217;e ilk defa bu plan ile kat\u0131lacaksan giri\u015f aidat\u0131 \u00f6demeyeceksin.<\/li>\n<li>Erken \u00e7\u0131k\u0131\u015f ya da aktar\u0131m s\u00f6z konusu oldu\u011funda ise ilgili giderlerin kar\u015f\u0131lanmas\u0131 amac\u0131yla ertelenmi\u015f giri\u015f aidat\u0131 \u00f6deyece\u011fini bilmelisin.<\/li>\n<\/ul>\n<h3>Katk\u0131 Pay\u0131 \u00d6demelerine Ara Verme<\/h3>\n<ul>\n<li>Emeklilik s\u00f6zle\u015fmesi s\u00fcresi i\u00e7inde Katk\u0131 Pay\u0131 \u00f6demesine ara verme hakk\u0131na sahipsin.<\/li>\n<li>Katk\u0131 Pay\u0131n\u0131 vadesinde \u00f6dememen ve son \u00f6deme tarihinin ard\u0131ndan \u00fc\u00e7 ay i\u00e7inde ilgili hesaba bir \u00f6deme yapmaman durumunda s\u00f6zle\u015fmeye ara verdi\u011fin kabul edilir.<\/li>\n<li>Bu planda ara verme y\u00f6netim gider kesintisi ya\u015famayaca\u011f\u0131n\u0131 bilmelisin.<\/li>\n<li>Bir y\u0131ldan uzun s\u00fcre \u00f6demeye ara verilmesi durumunda ise Bireysel Emeklilik hesab\u0131na ili\u015fkin olarak Emeklilik G\u00f6zetim Merkezi&#8217;ne \u00f6denen sabit giderler, s\u00f6zle\u015fmedeki birikiminin ana para k\u0131sm\u0131ndan tahsil edilir.<\/li>\n<li>Y\u00f6netim Gider Kesintisi, Giri\u015f Aidat\u0131 ve Ara Verme Y\u00f6netim Gider Kesintisi toplam\u0131, y\u0131ll\u0131k olarak her y\u0131l i\u00e7in Ayl\u0131k Br\u00fct Asgari \u00fccretin %8,5&#8217;ine kar\u015f\u0131l\u0131k gelen maktu tutar\u0131 a\u015famaz. \u0130lgili kesintiler, bu planda s\u00f6zle\u015fmenin ilk 5 y\u0131l\u0131 i\u00e7inde yap\u0131labilir.<\/li>\n<\/ul>\n<h3>Sistemden Ayr\u0131lma<\/h3>\n<ul>\n<li>Sistemden ayr\u0131lman halinde sistemde kald\u0131\u011f\u0131n s\u00fcreye ba\u011fl\u0131 olarak ertelenmi\u015f giri\u015f aidat\u0131 al\u0131n\u0131r. 5 y\u0131l ve \u00fczeri s\u00fcrelerde kalan kat\u0131l\u0131mc\u0131lar i\u00e7in bu uygulama ge\u00e7erli de\u011fildir.<\/li>\n<li>Emeklilik hakk\u0131n\u0131n kullan\u0131lmas\u0131 veya vefat, maluliyet yahut \u015firketin tasfiyesi gibi zorunlu nedenlerle ayr\u0131lma durumlar\u0131 haricinde, 5 y\u0131ll\u0131k s\u00f6zle\u015fme s\u00fcresi dolmadan \u015firketten ayr\u0131lman durumunda, Bireysel Emeklilik hesab\u0131ndaki birikiminden ertelenmi\u015f giri\u015f aidat\u0131 \u015feklinde indirilebilecek tutar hesaplan\u0131r. Bu hesaplamada, 5 y\u0131ll\u0131k s\u00fcre\u00e7te yap\u0131labilecek toplam kesinti \u00fcst limitinden, ayr\u0131lma tarihine kadar yap\u0131lan Giri\u015f Aidat\u0131, Ara Verme Y\u00f6netim Gider Kesintisi ve Y\u00f6netim Gider Kesinti baz al\u0131n\u0131r.<\/li>\n<li>Hesaplanan bu tutar, \u00e7\u0131k\u0131\u015fta ertelenmi\u015f giri\u015f aidat\u0131 olarak tahsil edilir. AAB\u00dc *%8,5*5 &#8211; (Ayr\u0131lma tarihine kadar yap\u0131lan Giri\u015f Aidat\u0131, Ara Verme Y\u00f6netim Gider Kesintisi ve Y\u00f6netim Gider Kesintisi)<\/li>\n<li>AAB\u00dc&#8217;n\u00fcn a\u00e7\u0131l\u0131m\u0131 Ayl\u0131k Asgari Br\u00fct \u00dccret&#8217;tir. AAB\u00dc tutar\u0131ndaki de\u011fi\u015fiklikler s\u00f6zle\u015fmeye yans\u0131t\u0131l\u0131r. Her y\u0131l i\u00e7in ilgili takvim y\u0131l\u0131n\u0131n ilk alt\u0131 ay\u0131nda 16 ya\u015f\u0131ndan b\u00fcy\u00fckler i\u00e7in uygulanacak ayl\u0131k br\u00fct asgari \u00fccret tutar\u0131 esas al\u0131n\u0131r.<\/li>\n<\/ul>\n<h3>Kesintiler<\/h3>\n<ul>\n<li>Bireysel Emeklilik hesab\u0131na yapt\u0131\u011f\u0131n Katk\u0131 Paylar\u0131 ve Ek Katk\u0131 Pay\u0131 \u00fczerinden ilk be\u015f y\u0131l boyunca her y\u0131l i\u00e7in ayl\u0131k asgari br\u00fct \u00fccretin %8,5\u2019i kadar y\u00f6netim gideri kesintisi yap\u0131l\u0131r.<\/li>\n<li>Plan kapsam\u0131nda sana sunulan emeklilik yat\u0131r\u0131m fonlar\u0131ndan belli oranlarda fon i\u015fletim gideri kesintisi yap\u0131l\u0131r. Fon i\u015fletim giderleri hakk\u0131nda daha fazla bilgi almak i\u00e7in a\u015fa\u011f\u0131daki tablolar\u0131 inceleyebilirsin.<\/li>\n<\/ul>\n<h3>Emeklilik Yat\u0131r\u0131m Fonlar\u0131 Da\u011f\u0131l\u0131m\u0131<\/h3>\n<h4>De\u011fi\u015fken Emeklilik Yat\u0131r\u0131m Fonlar\u0131<\/h4>\n<div>\n<table class=\"responsive-table k-table\">\n<thead>\n<tr>\n<th data-role=\"resizable\">FON ADI<\/th>\n<th>G\u00dcNL\u00dcK F\u0130GK<\/th>\n<th>YILLIK F\u0130GK<\/th>\n<th>YILLIK FTGK<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-label=\"Fon Ad\u0131\">FES &#8211; Temkinli De\u011fi\u015fken EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,006110%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">2,230%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">2,280%<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Fon Ad\u0131\">EIE &#8211; Atak De\u011fi\u015fken EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,005000%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">1,825%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">2,280%<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Fon Ad\u0131\">FIM &#8211; M\u00fckafat Portf\u00f6y Kat\u0131l\u0131m De\u011fi\u015fken EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,005500%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">2,008%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">2,280%<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Fon Ad\u0131\">FEO &#8211; \u0130stanbul Portf\u00f6y Dinamik De\u011fi\u015fken EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,005150%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">1,880%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">2,280%<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Fon Ad\u0131\">FIK &#8211; Kare Portf\u00f6y Fon Sepeti EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,002740%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">1,000%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">2,280%<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Fon Ad\u0131\">FEA &#8211; Atlas Portf\u00f6y De\u011fi\u015fken EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,004110%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">1,500%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">2,280%<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Fon Ad\u0131\">FEZ &#8211; Perform Portf\u00f6y De\u011fi\u015fken EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,004110%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">1,500%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">2,280%<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Fon Ad\u0131\">FEV &#8211; Global MD Portf\u00f6y De\u011fi\u015fken EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,004110%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">1,500%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">2,280%<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Fon Ad\u0131\">FEF &#8211; Tacirler Portf\u00f6y De\u011fi\u015fken EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,004950%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">1,807%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">2,280%<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Fon Ad\u0131\">FIR &#8211; Osmanl\u0131 Portf\u00f6y De\u011fi\u015fken EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,004380%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">1,599%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">2,280%<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Fon Ad\u0131\">FIF &#8211; \u0130stanbul Portf\u00f6y De\u011fi\u015fken EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,004110%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">1,500%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">2,280%<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Fon Ad\u0131\">FFZ &#8211; Inveo Portf\u00f6y Fon Sepeti EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,00%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">1,500%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">2.280%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h4>Bor\u00e7lanma Ara\u00e7lar\u0131 Emeklilik Yat\u0131r\u0131m Fonlar\u0131<\/h4>\n<div>\n<table class=\"responsive-table k-table\">\n<thead>\n<tr>\n<th>FON ADI<\/th>\n<th>G\u00dcNL\u00dcK F\u0130GK<\/th>\n<th>YILLIK F\u0130GK<\/th>\n<th>YILLIK FTGK<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-label=\"Fon Ad\u0131\">EIG &#8211; Bor\u00e7lanma Ara\u00e7lar\u0131 EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,005000%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">1,825%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">1,910%<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Fon Ad\u0131\">BEK &#8211; Fiba Portf\u00f6y Bor\u00e7lanma Ara\u00e7lar\u0131 EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,005200%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">1,898%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">1,910%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h4>Hisse Senedi Yat\u0131r\u0131m Fonlar\u0131<\/h4>\n<div>\n<table class=\"responsive-table k-table\">\n<thead>\n<tr>\n<th>FON ADI<\/th>\n<th>G\u00dcNL\u00dcK F\u0130GK<\/th>\n<th>YILLIK F\u0130GK<\/th>\n<th>YILLIK FTGK<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-label=\"Fon Ad\u0131\">EIH &#8211; Oyak Portf\u00f6y Hisse Senedi EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,005000%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">1,825%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">2,280%<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Fon Ad\u0131\">BEH &#8211; Hisse Senedi EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,006200%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">2,263%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">2,280%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h4>Kamu D\u0131\u015f Bor\u00e7lanma Ara\u00e7lar\u0131 Yat\u0131r\u0131m Fonlar\u0131<\/h4>\n<div>\n<table class=\"responsive-table k-table\">\n<thead>\n<tr>\n<th>FON ADI<\/th>\n<th>G\u00dcNL\u00dcK F\u0130GK<\/th>\n<th>YILLIK F\u0130GK<\/th>\n<th>YILLIK FTGK<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-label=\"Fon Ad\u0131\">EIK &#8211; D\u0131\u015f Bor\u00e7lanma Ara\u00e7lar\u0131 EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,005000%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">1,825%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">1,910%<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Fon Ad\u0131\">EIF &#8211; Oyak Portf\u00f6y Kamu D\u0131\u015f Bor\u00e7lanma Ara\u00e7lar\u0131 EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,005000%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">1,825%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">1,910%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h4>Standart Emeklilik Yat\u0131r\u0131m Fonlar\u0131<\/h4>\n<div>\n<table class=\"responsive-table k-table\">\n<thead>\n<tr>\n<th>FON ADI<\/th>\n<th>G\u00dcNL\u00dcK F\u0130GK<\/th>\n<th>YILLIK F\u0130GK<\/th>\n<th>YILLIK FTGK<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-label=\"Fon Ad\u0131\">FEN &#8211; Standart EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,005150%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">1,880%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">1,910%<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Fon Ad\u0131\">FIS &#8211; Kat\u0131l\u0131m Standart EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,005151%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">1,880%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">1,910%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h4>Para Piyasas\u0131 Emeklilik Yat\u0131r\u0131m Fonu<\/h4>\n<div>\n<table class=\"responsive-table k-table\">\n<thead>\n<tr>\n<th>FON ADI<\/th>\n<th>G\u00dcNL\u00dcK F\u0130GK<\/th>\n<th>YILLIK F\u0130GK<\/th>\n<th>YILLIK FTGK<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-label=\"Fon Ad\u0131\">FET &#8211; Para Piyasas\u0131 EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,002900%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">1,059%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">1,090%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h4>Alt\u0131n Emeklilik Yat\u0131r\u0131m Fonu<\/h4>\n<div>\n<table class=\"responsive-table k-table\">\n<thead>\n<tr>\n<th>FON ADI<\/th>\n<th>G\u00dcNL\u00dcK F\u0130GK<\/th>\n<th>YILLIK F\u0130GK<\/th>\n<th>YILLIK FTGK<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-label=\"Fon Ad\u0131\">GRA &#8211; Alt\u0131n EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,002932%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">1,070%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">1,090%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h4>Devlet Katk\u0131s\u0131n\u0131n Yat\u0131r\u0131ld\u0131\u011f\u0131 Fon<\/h4>\n<div>\n<table class=\"responsive-table k-table\">\n<thead>\n<tr>\n<th>FON ADI<\/th>\n<th>G\u00dcNL\u00dcK F\u0130GK<\/th>\n<th>YILLIK F\u0130GK<\/th>\n<th>YILLIK FTGK<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-label=\"Fon Ad\u0131\">FII &#8211; Katk\u0131 Kat\u0131l\u0131m EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,00099%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">0,361%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">0,365%<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Fon Ad\u0131\">FEI &#8211; Katk\u0131 EYF<\/td>\n<td data-label=\"G\u00fcnl\u00fck F\u0130GK\">0,00097%<\/td>\n<td data-label=\"Y\u0131ll\u0131k F\u0130GK\">0,354%<\/td>\n<td data-label=\"Y\u0131ll\u0131k FTGK\">0,365%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Emeklilik d\u00f6nemini keyifli ge\u00e7irmek ve finansal a\u00e7\u0131dan kendini g\u00fcvende hissetmek, senin i\u00e7in de fazlas\u0131yla \u00f6nemli de\u011fil mi? O halde, 1009 BES Plan sayesinde ayl\u0131k olarak k\u00fc\u00e7\u00fck \u00f6demeler ile birikim yapabilir ve gelece\u011fini g\u00fcvence alt\u0131na almaya ba\u015flayabilirsin. Giri\u015fte aidat \u00f6demeyece\u011fin bu plan ile sana sundu\u011fumuz hizmetleri \u015fimdi birlikte inceleyelim. 1009 Bireysel Emeklilik Plan\u0131 Avantajlar\u0131 1009 Bireysel &#8230; <a title=\"1009 Bireysel Emeklilik Plan\u0131\" class=\"read-more\" href=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/\" aria-label=\"More on 1009 Bireysel Emeklilik Plan\u0131\">Devam\u0131n\u0131 oku&#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":268,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-277","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bireysel-emeklilik-planlari"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>1009 Bireysel Emeklilik Plan\u0131 - \u00c7SM Sigorta<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"1009 Bireysel Emeklilik Plan\u0131 - \u00c7SM Sigorta\" \/>\n<meta property=\"og:description\" content=\"Emeklilik d\u00f6nemini keyifli ge\u00e7irmek ve finansal a\u00e7\u0131dan kendini g\u00fcvende hissetmek, senin i\u00e7in de fazlas\u0131yla \u00f6nemli de\u011fil mi? O halde, 1009 BES Plan sayesinde ayl\u0131k olarak k\u00fc\u00e7\u00fck \u00f6demeler ile birikim yapabilir ve gelece\u011fini g\u00fcvence alt\u0131na almaya ba\u015flayabilirsin. Giri\u015fte aidat \u00f6demeyece\u011fin bu plan ile sana sundu\u011fumuz hizmetleri \u015fimdi birlikte inceleyelim. 1009 Bireysel Emeklilik Plan\u0131 Avantajlar\u0131 1009 Bireysel ... Devam\u0131n\u0131 oku...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/\" \/>\n<meta property=\"og:site_name\" content=\"\u00c7SM Sigorta\" \/>\n<meta property=\"article:published_time\" content=\"2023-04-30T11:55:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-content\/uploads\/2023\/04\/bes-003.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"776\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"csmadmin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Yazan:\" \/>\n\t<meta name=\"twitter:data1\" content=\"csmadmin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tahmini okuma s\u00fcresi\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 dakika\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/\"},\"author\":{\"name\":\"csmadmin\",\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#\/schema\/person\/825a2a3840deff0c86d81a9ff10c77fe\"},\"headline\":\"1009 Bireysel Emeklilik Plan\u0131\",\"datePublished\":\"2023-04-30T11:55:20+00:00\",\"dateModified\":\"2023-04-30T11:55:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/\"},\"wordCount\":1036,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#organization\"},\"articleSection\":[\"Bireysel Emeklilik Planlar\u0131\"],\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/\",\"url\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/\",\"name\":\"1009 Bireysel Emeklilik Plan\u0131 - \u00c7SM Sigorta\",\"isPartOf\":{\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#website\"},\"datePublished\":\"2023-04-30T11:55:20+00:00\",\"dateModified\":\"2023-04-30T11:55:20+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/#breadcrumb\"},\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Anasayfa\",\"item\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"1009 Bireysel Emeklilik Plan\u0131\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#website\",\"url\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/\",\"name\":\"\u00c7SM Sigorta\",\"description\":\"Bireysel Emeklilik\",\"publisher\":{\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"tr\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#organization\",\"name\":\"\u00c7SM Sigorta\",\"url\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"tr\",\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-content\/uploads\/2023\/05\/csm-logo.png\",\"contentUrl\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-content\/uploads\/2023\/05\/csm-logo.png\",\"width\":607,\"height\":316,\"caption\":\"\u00c7SM Sigorta\"},\"image\":{\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#\/schema\/person\/825a2a3840deff0c86d81a9ff10c77fe\",\"name\":\"csmadmin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"tr\",\"@id\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/038ecc16f2fe124b8d5470cf557dc43f7efe9b98e4f4beb5e84923283bd2d414?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/038ecc16f2fe124b8d5470cf557dc43f7efe9b98e4f4beb5e84923283bd2d414?s=96&d=mm&r=g\",\"caption\":\"csmadmin\"},\"sameAs\":[\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\"],\"url\":\"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/author\/csmadmin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"1009 Bireysel Emeklilik Plan\u0131 - \u00c7SM Sigorta","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/","og_locale":"tr_TR","og_type":"article","og_title":"1009 Bireysel Emeklilik Plan\u0131 - \u00c7SM Sigorta","og_description":"Emeklilik d\u00f6nemini keyifli ge\u00e7irmek ve finansal a\u00e7\u0131dan kendini g\u00fcvende hissetmek, senin i\u00e7in de fazlas\u0131yla \u00f6nemli de\u011fil mi? O halde, 1009 BES Plan sayesinde ayl\u0131k olarak k\u00fc\u00e7\u00fck \u00f6demeler ile birikim yapabilir ve gelece\u011fini g\u00fcvence alt\u0131na almaya ba\u015flayabilirsin. Giri\u015fte aidat \u00f6demeyece\u011fin bu plan ile sana sundu\u011fumuz hizmetleri \u015fimdi birlikte inceleyelim. 1009 Bireysel Emeklilik Plan\u0131 Avantajlar\u0131 1009 Bireysel ... Devam\u0131n\u0131 oku...","og_url":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/","og_site_name":"\u00c7SM Sigorta","article_published_time":"2023-04-30T11:55:20+00:00","og_image":[{"width":1200,"height":776,"url":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-content\/uploads\/2023\/04\/bes-003.jpg","type":"image\/jpeg"}],"author":"csmadmin","twitter_card":"summary_large_image","twitter_misc":{"Yazan:":"csmadmin","Tahmini okuma s\u00fcresi":"5 dakika"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/#article","isPartOf":{"@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/"},"author":{"name":"csmadmin","@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#\/schema\/person\/825a2a3840deff0c86d81a9ff10c77fe"},"headline":"1009 Bireysel Emeklilik Plan\u0131","datePublished":"2023-04-30T11:55:20+00:00","dateModified":"2023-04-30T11:55:20+00:00","mainEntityOfPage":{"@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/"},"wordCount":1036,"commentCount":0,"publisher":{"@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#organization"},"articleSection":["Bireysel Emeklilik Planlar\u0131"],"inLanguage":"tr","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/","url":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/","name":"1009 Bireysel Emeklilik Plan\u0131 - \u00c7SM Sigorta","isPartOf":{"@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#website"},"datePublished":"2023-04-30T11:55:20+00:00","dateModified":"2023-04-30T11:55:20+00:00","breadcrumb":{"@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/#breadcrumb"},"inLanguage":"tr","potentialAction":[{"@type":"ReadAction","target":["https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/1009-bireysel-emeklilik-plani\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Anasayfa","item":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/"},{"@type":"ListItem","position":2,"name":"1009 Bireysel Emeklilik Plan\u0131"}]},{"@type":"WebSite","@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#website","url":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/","name":"\u00c7SM Sigorta","description":"Bireysel Emeklilik","publisher":{"@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"tr"},{"@type":"Organization","@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#organization","name":"\u00c7SM Sigorta","url":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/","logo":{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#\/schema\/logo\/image\/","url":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-content\/uploads\/2023\/05\/csm-logo.png","contentUrl":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-content\/uploads\/2023\/05\/csm-logo.png","width":607,"height":316,"caption":"\u00c7SM Sigorta"},"image":{"@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#\/schema\/person\/825a2a3840deff0c86d81a9ff10c77fe","name":"csmadmin","image":{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/038ecc16f2fe124b8d5470cf557dc43f7efe9b98e4f4beb5e84923283bd2d414?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/038ecc16f2fe124b8d5470cf557dc43f7efe9b98e4f4beb5e84923283bd2d414?s=96&d=mm&r=g","caption":"csmadmin"},"sameAs":["https:\/\/csmsigorta.com.tr\/bireysel-emeklilik"],"url":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/author\/csmadmin\/"}]}},"_links":{"self":[{"href":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-json\/wp\/v2\/posts\/277","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-json\/wp\/v2\/comments?post=277"}],"version-history":[{"count":1,"href":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-json\/wp\/v2\/posts\/277\/revisions"}],"predecessor-version":[{"id":278,"href":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-json\/wp\/v2\/posts\/277\/revisions\/278"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-json\/wp\/v2\/media\/268"}],"wp:attachment":[{"href":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-json\/wp\/v2\/media?parent=277"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-json\/wp\/v2\/categories?post=277"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/csmsigorta.com.tr\/bireysel-emeklilik\/wp-json\/wp\/v2\/tags?post=277"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}